New options for fraudulent schemes
Leaving a considerable part of the cash flow into an electronic form has forced scam artists of all stripes to come up with new fraudulent schemes for weaning money from citizens with the help of computer and Internet technologies.
Divorce of people for money has always been quite profitable, this is the main reason for the dominance of fraudsters. The second, but no less important, is that it is quite difficult to bring them to justice, even by proving guilt. Yes, and the terms in this case are usually conditional, which makes the criminals feel some impunity.
Old doesn't mean bad
There are many time-tested and it seems like all well-known schemes, but they still give a good profit.
Among them are skimmers (devices for reading data from an electronic card, which are mounted on ATMs), messages from an alleged relative about the urgent need to receive a certain amount of money to an account or phone and other “winnings in the lottery”.
Such fraudulent schemes give a very good result.The point is in the confidence of each person that this simply cannot happen to him, and those who “fell for it” are just stupid and inattentive people.
But despite the fact that the old fraudulent schemes still work well, the underworld is evolving. The theoretical base is being improved, and the ways to defraud money or personal data are constantly changing in accordance with the surrounding reality.
Some new fraudulent schemes are becoming increasingly popular and prove that it is not as easy to protect yourself from scammers as it may seem.
Scam with bank cards and transactions
There is a huge field for the activities of criminals. One of the options is when a victim is called by a bank employee (a message arrives) asking for personal data and an account number to confirm possession.
This is done ostensibly due to a failure, employee error, or under another pretext. Gullible people report everything they need and after a while discover an empty bill.
Scammers on the Internet with the development of the network also received a strong impetus to improve the options for their scams.
Here and "fake" ads on online auctions, when after the purchase of the lot all the losers are informed that the winner refused it, and they can get the desired item by transferring the required amount to the specified details.
Or you put something up for sale, you are contacted by a potential buyer and agree to the specified amount, but he is in another region and cannot personally pick up this thing. Therefore, the payment will be made by transfer to your account, after which the courier will come to you and collect the paid goods.
The victim will be required to provide the account number for the transfer and passport details for the transport company. After receiving personal information, the offender evaporates with your money.
Another fresh fraudulent scheme is to write a phishing page (to collect logins and passwords), which copies the official resource, for example, your bank. Externally, such sites have minimal differences or are absolute twins, and it is not always possible to suspect that something was wrong.
The only thing that gives them out is a distinguishable email address from a real one. Usually it is on free hosting.Criminals in any way possible lure their victims to these sites, and if you do not show vigilance, will have access to your data.
When criminals go unpunished
Fraud is an economic crime that does not often attract the attention of law enforcement agencies.
The problem is the limited resources allocated by the state, and the fact that the scammers take not the quality, but the quantity, receiving not very large amounts, but with the maximum possible number of “bought” people. Therefore, if you have been deceived for 10-20 thousand rubles, then simply no one will do it.
The way out will be your own vigilance and attention to detail.
Do not follow unfamiliar links, check the received information regarding money, do not hesitate to call your bank or operator to find out if the truth is “super-duper-safe lottery”, or this is another fraudulent scheme, invented by the criminal's sophisticated mind.
If there is even the slightest opportunity to cheat, spend quite a bit of time and make sure that this is so and you will save your money.
If you want to know more about what fraudulent schemes are and how to avoid them, we advise you to watch the following video: